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CDD bukan hanya dilakukan saat pelanggan membuka rekening baru, tetapi juga secara berkala selama hubungan bisnis berlangsung. Bank perlu memantau transaksi pelanggan dan memperbarui informasi mereka secara berkala. Jika ada perubahan signifikan dalam profil pelanggan atau aktivitas transaksi mereka, bank perlu melakukan CDD ulang untuk memastikan bahwa risiko yang terkait dengan pelanggan tersebut tetap terkendali. Dengan demikian, bank dapat meminimalkan risiko terlibat dalam praktik pencucian uang, pendanaan terorisme, dan kejahatan keuangan lainnya.
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